For Individuals
Residential Mortgages
Home financing — rates from 3.9% APR, representative.
A residential mortgage is a long-term, property-secured loan to buy or remortgage a home. Amounts and terms shown are indicative and subject to valuation, eligibility, and credit assessment.
Suited to homebuyers and those remortgaging. Indicative borrowing of £50,000 to £2,000,000 over 60 to 360 months, with representative rates from 3.9% to 7.9% APR. Your home may be repossessed if you do not keep up repayments on your mortgage; the final rate is determined at underwriting.
Indicative product information. All financing subject to credit assessment, eligibility, and Goldcrest Financial Planning Limited's underwriting standards. FRN 810649.
Key Terms
- Indicative rate
- From 3.90%
- Amount
- £50,000 – £2,000,000
- Term
- 60 – 360 months
- Origination fee
- 1.00% of principal
- Early repayment fee
- 2.00% of remaining balance
Indicative pricing — final rate subject to credit assessment.
Payment Calculator
Estimate your payments
Adjust the figures within this product’s range to see what you would pay approximately each month — indicative only.
Monthly payment
You would pay approximately
£657.78 /month
- Total repayable
- £138,133.80
- Total interest
- £38,133.80
Indicative and illustrative only — this is not an offer or a quote. Final amounts are subject to credit assessment and Goldcrest Financial Planning Limited's underwriting standards. FRN 810649.
Eligibility
Who can apply
UK resident, 18+, completed KYC, qualifying property and deposit, subject to valuation, affordability and credit assessment.
FCA-regulated through Goldcrest Financial Planning Limited (FRN 810649). Subject to credit assessment and underwriting standards.
How to apply
From account to decision in four steps.
Open an account
Register in minutes and choose a loan customer account.
Complete KYC
Verify your identity digitally — passport, licence, or proof of address.
Submit application
Apply for this product with a guided, fully digital form.
Receive decision
Our team reviews your application and returns an indicative decision in days.
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