FOR BUSINESSES

SME Finance

Working capital, equipment and trade finance for growing businesses.

Finance for small and medium-sized businesses: working-capital and cash-flow facilities, equipment and expansion funding, and international trade instruments to keep operations moving.

Products

FCA

Regulated

Indicative

Rates

Digital

Application

Working Capital & Operations

Cash-flow, term and short-term operational finance.

Featured

Term Loans

Lump-sum business funding — rates from 6.9%, representative.

Amount: £10,000 – £500,000

Rates from 6.90% APR, representative subject to credit assessment

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Invoice Financing & Factoring

Unlock cash tied up in invoices — indicative pricing applies.

Amount: £5,000 – £500,000

Rates from 8.00% APR, representative subject to credit assessment

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Merchant Cash Advances

Repay from card takings — indicative factor-rate pricing.

Amount: £5,000 – £250,000

Rates from 30.00% APR, representative subject to credit assessment

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Revolving Credit Facilities

Flexible drawdown for cash flow — rates from 7.9%, representative.

Amount: £25,000 – £1,000,000

Rates from 7.90% APR, representative subject to credit assessment

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Asset & Expansion Finance

Equipment, premises and growth funding.

Featured

Commercial Mortgages

Property finance for business — rates from 5.9%, representative.

Amount: £100,000 – £10,000,000

Rates from 5.90% APR, representative subject to credit assessment

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Equipment Loans / Leases

Fund plant and machinery — rates from 5.9%, representative.

Amount: £5,000 – £500,000

Rates from 5.90% APR, representative subject to credit assessment

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Franchise / Startup Loans

Back a new venture — rates from 7.9%, representative.

Amount: £10,000 – £500,000

Rates from 7.90% APR, representative subject to credit assessment

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Trade & Supply Chain

Import/export and supply-chain instruments.

Letters of Credit (LCs)

Trade with confidence — indicative LC-value pricing.

Amount: £10,000 – £5,000,000

Rates from 2.00% APR, representative subject to credit assessment

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Purchase Order & Inventory Finance

Fund stock and orders — rates from 8.9%, representative.

Amount: £10,000 – £2,000,000

Rates from 8.90% APR, representative subject to credit assessment

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Trade Finance (Import / Export)

Bridge the trade cycle — rates from 6.9%, representative.

Amount: £25,000 – £5,000,000

Rates from 6.90% APR, representative subject to credit assessment

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