Specialized

Seasonal Loans

Funding aligned to the season — rates from 7.9%, representative.

Seasonal loans provide working capital aligned to agricultural and seasonal business cycles, with repayment timed to harvest or peak revenue. Amounts and terms shown are indicative and subject to eligibility and credit assessment.

Suited to farmers and seasonal businesses. Indicative borrowing of £5,000 to £500,000 over 6 to 18 months, with representative rates from 7.9% to 14.9%. Indicative pricing — final terms are determined at underwriting.

Indicative product information. All financing subject to credit assessment, eligibility, and Goldcrest Financial Planning Limited's underwriting standards. FRN 810649.

Key Terms

Indicative rate
From 7.90%
Amount
£5,000 – £500,000
Term
6 – 18 months
Origination fee
1.00% of principal

Indicative pricing — final rate subject to credit assessment.

Payment Calculator

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Adjust the figures within this product’s range to see what you would pay approximately each month — indicative only.

£

£5,000 – £500,000

618 months for this product

%

Indicative APR

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Monthly payment

You would pay approximately

£869.42 /month

Total repayable
£10,433.04
Total interest
£433.04

Indicative and illustrative only — this is not an offer or a quote. Final amounts are subject to credit assessment and Goldcrest Financial Planning Limited's underwriting standards. FRN 810649.

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Eligibility

Who can apply

UK agricultural or seasonal business, completed KYC/KYB, evidenced seasonal revenue, subject to credit assessment.

FCA-regulated through Goldcrest Financial Planning Limited (FRN 810649). Subject to credit assessment and underwriting standards.

How to apply

From account to decision in four steps.

01

Open an account

Register in minutes and choose a loan customer account.

02

Complete KYC

Verify your identity digitally — passport, licence, or proof of address.

03

Submit application

Apply for this product with a guided, fully digital form.

04

Receive decision

Our team reviews your application and returns an indicative decision in days.

Get Started Today

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FCA Authorised · Segregated Accounts · No Hidden Fees