For Individuals

Nano Loans / Microcredit

Small, short-term credit — rates from 19.9% APR, representative.

Nano loans and microcredit provide small-value, short-term borrowing to help bridge everyday cash-flow gaps. Amounts and terms shown are indicative; the actual offer is subject to eligibility and affordability checks.

Designed for individuals who need modest sums repaid over a short period. Indicative borrowing of £100 to £5,000 over 1 to 12 months, with representative rates from 19.9% to 39.9% APR. Final rate determined at underwriting.

Indicative product information. All financing subject to credit assessment, eligibility, and Goldcrest Financial Planning Limited's underwriting standards. FRN 810649.

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Key Terms

Indicative rate: From 19.90%
Amount: £100 – £5,000
Term: Up to 12 months
Origination fee: 1.00% of principal

Indicative pricing — final rate subject to credit assessment.

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Loan amount

£100 – £5,000

Term

1–12 months for this product

Annual interest rate (APR)

Indicative APR

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Monthly payment

You would pay approximately

£30.50 /month

Total repayable: £213.50
Total interest: £13.50

Indicative and illustrative only — this is not an offer or a quote. Final amounts are subject to credit assessment and Goldcrest Financial Planning Limited's underwriting standards. FRN 810649.

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Eligibility