For Individuals
Overdrafts & Revolving Credit Lines
Flexible revolving credit — rates from 14.9% APR, representative.
Overdrafts and revolving credit lines give you a pre-agreed limit to draw on and repay as needed. Pricing and limits shown are indicative and subject to credit assessment.
Suited to individuals who value flexible access to funds rather than a fixed lump sum. Indicative limits of £500 to £15,000 on a revolving basis (reviewed within a 1 to 12 month cycle), with representative rates from 14.9% to 29.9% APR. Final terms determined at underwriting.
Indicative product information. All financing subject to credit assessment, eligibility, and Goldcrest Financial Planning Limited's underwriting standards. FRN 810649.
Key Terms
- Indicative rate
- From 14.90%
- Amount
- £500 – £15,000
- Term
- Up to 12 months
Indicative pricing — final rate subject to credit assessment.
Payment Calculator
Estimate your payments
Adjust the figures within this product’s range to see what you would pay approximately each month — indicative only.
Monthly payment
You would pay approximately
£150.04 /month
- Total repayable
- £1,050.28
- Total interest
- £50.28
Indicative and illustrative only — this is not an offer or a quote. Final amounts are subject to credit assessment and Goldcrest Financial Planning Limited's underwriting standards. FRN 810649.
Eligibility
Who can apply
UK resident, 18+, completed KYC, current-account or income history, subject to affordability assessment.
FCA-regulated through Goldcrest Financial Planning Limited (FRN 810649). Subject to credit assessment and underwriting standards.
How to apply
From account to decision in four steps.
Open an account
Register in minutes and choose a loan customer account.
Complete KYC
Verify your identity digitally — passport, licence, or proof of address.
Submit application
Apply for this product with a guided, fully digital form.
Receive decision
Our team reviews your application and returns an indicative decision in days.
Get Started Today
Build with confidence. Borrow with clarity.
Whether you're financing growth or growing wealth, Crest Rock supports you with FCA-regulated solutions.
FCA Authorised · Segregated Accounts · No Hidden Fees