Specialized
Hard Money / Private Lending
Fast asset-backed funding — rates from 9.9%, representative.
Hard money and private lending provide fast, asset-backed finance secured primarily on property or other collateral, prioritising speed over standard underwriting timelines. Amounts and terms shown are indicative and subject to eligibility and assessment.
Suited to property investors and borrowers needing rapid, security-led funding. Indicative borrowing of £25,000 to £5,000,000 over 3 to 24 months, with representative rates from 9.9% to 18.9%, reflecting the short-term, asset-led profile. Your asset may be repossessed if repayments are not maintained; final terms are determined at underwriting.
Indicative product information. All financing subject to credit assessment, eligibility, and Goldcrest Financial Planning Limited's underwriting standards. FRN 810649.
Key Terms
- Indicative rate
- From 9.90%
- Amount
- £25,000 – £5,000,000
- Term
- 3 – 24 months
- Origination fee
- 2.00% of principal
- Early repayment fee
- 0.50% of remaining balance
Indicative pricing — final rate subject to credit assessment.
Payment Calculator
Estimate your payments
Adjust the figures within this product’s range to see what you would pay approximately each month — indicative only.
Monthly payment
You would pay approximately
£3,796.34 /month
- Total repayable
- £53,148.76
- Total interest
- £3,148.76
Indicative and illustrative only — this is not an offer or a quote. Final amounts are subject to credit assessment and Goldcrest Financial Planning Limited's underwriting standards. FRN 810649.
Eligibility
Who can apply
UK borrower with qualifying collateral, completed KYC/KYB, clear exit strategy, subject to valuation and credit assessment.
FCA-regulated through Goldcrest Financial Planning Limited (FRN 810649). Subject to credit assessment and underwriting standards.
How to apply
From account to decision in four steps.
Open an account
Register in minutes and choose a loan customer account.
Complete KYC
Verify your identity digitally — passport, licence, or proof of address.
Submit application
Apply for this product with a guided, fully digital form.
Receive decision
Our team reviews your application and returns an indicative decision in days.
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