Specialized
Islamic Finance (Murabaha, Ijara, Musharaka)
Sharia-compliant finance — profit rates from 4.9%, representative.
Islamic finance offers Sharia-compliant structures — including Murabaha (cost-plus sale), Ijara (leasing), and Musharaka (partnership) — that avoid conventional interest. Returns are expressed as a Profit Rate rather than an interest rate.
Suited to individuals and businesses seeking faith-consistent funding. Indicative facility of £5,000 to £10,000,000 over 12 to 120 months, with a representative Profit Rate from 4.9% to 9.9%. Amounts and terms shown are indicative; final structure and Profit Rate are determined at underwriting in line with Sharia governance.
Indicative product information. All financing subject to credit assessment, eligibility, and Goldcrest Financial Planning Limited's underwriting standards. FRN 810649.
Key Terms
- Indicative rate
- From 4.90%
- Amount
- £5,000 – £10,000,000
- Term
- 12 – 120 months
- Origination fee
- 1.00% of principal
Indicative pricing — final rate subject to credit assessment.
Payment Calculator
Estimate your payments
Adjust the figures within this product’s range to see what you would pay approximately each month — indicative only.
Monthly payment
You would pay approximately
£173.16 /month
- Total repayable
- £11,428.56
- Total interest
- £1,428.56
Indicative and illustrative only — this is not an offer or a quote. Final amounts are subject to credit assessment and Goldcrest Financial Planning Limited's underwriting standards. FRN 810649.
Eligibility
Who can apply
UK resident or registered business, completed KYC/KYB, Sharia-compliant purpose, subject to credit assessment and Sharia governance.
FCA-regulated through Goldcrest Financial Planning Limited (FRN 810649). Subject to credit assessment and underwriting standards.
How to apply
From account to decision in four steps.
Open an account
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Complete KYC
Verify your identity digitally — passport, licence, or proof of address.
Submit application
Apply for this product with a guided, fully digital form.
Receive decision
Our team reviews your application and returns an indicative decision in days.
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