Specialized

Peer-to-Peer Marketplace Lending

Funded by investors via a marketplace — rates from 7.9%, representative.

Peer-to-peer marketplace lending matches borrowers with individual and institutional investors through an online platform. Amounts and terms shown are indicative and subject to eligibility and credit assessment.

Suited to borrowers comfortable with marketplace funding. Indicative borrowing of £1,000 to £100,000 over 12 to 60 months, with representative rates from 7.9% to 19.9%. Indicative pricing — your rate is set by risk grade at underwriting.

Indicative product information. All financing subject to credit assessment, eligibility, and Goldcrest Financial Planning Limited's underwriting standards. FRN 810649.

Key Terms

Indicative rate
From 7.90%
Amount
£1,000 – £100,000
Term
12 – 60 months
Origination fee
1.50% of principal

Indicative pricing — final rate subject to credit assessment.

Payment Calculator

Estimate your payments

Adjust the figures within this product’s range to see what you would pay approximately each month — indicative only.

£

£1,000 – £100,000

1260 months for this product

%

Indicative APR

Apply for this loan

Monthly payment

You would pay approximately

£62.58 /month

Total repayable
£2,252.88
Total interest
£252.88

Indicative and illustrative only — this is not an offer or a quote. Final amounts are subject to credit assessment and Goldcrest Financial Planning Limited's underwriting standards. FRN 810649.

→ Open the full payment calculator

Eligibility

Who can apply

UK resident or registered business, 18+, completed KYC, subject to risk-grading and credit assessment.

FCA-regulated through Goldcrest Financial Planning Limited (FRN 810649). Subject to credit assessment and underwriting standards.

How to apply

From account to decision in four steps.

01

Open an account

Register in minutes and choose a loan customer account.

02

Complete KYC

Verify your identity digitally — passport, licence, or proof of address.

03

Submit application

Apply for this product with a guided, fully digital form.

04

Receive decision

Our team reviews your application and returns an indicative decision in days.

Get Started Today

Build with confidence. Borrow with clarity.

Whether you're financing growth or growing wealth, Crest Rock supports you with FCA-regulated solutions.

FCA Authorised · Segregated Accounts · No Hidden Fees