Specialized
Pawn & Title Loans
Borrow against valuables — rates from 24.9% APR, representative.
Pawn and title loans provide short-term borrowing secured against a valued item or a vehicle title, with the asset held or charged as collateral. Amounts and terms shown are indicative and subject to valuation and eligibility.
Suited to borrowers seeking quick, collateral-based credit. Indicative borrowing of £100 to £25,000 over 1 to 12 months, with representative rates from 24.9% to 99.9% APR, reflecting the short-term, small-balance profile. Your pledged item or vehicle may be sold if the loan is not repaid; final terms are set at the point of valuation.
Indicative product information. All financing subject to credit assessment, eligibility, and Goldcrest Financial Planning Limited's underwriting standards. FRN 810649.
Key Terms
- Indicative rate
- From 24.90%
- Amount
- £100 – £25,000
- Term
- Up to 12 months
- Origination fee
- 1.00% of principal
Indicative pricing — final rate subject to credit assessment.
Payment Calculator
Estimate your payments
Adjust the figures within this product’s range to see what you would pay approximately each month — indicative only.
Monthly payment
You would pay approximately
£30.99 /month
- Total repayable
- £216.93
- Total interest
- £16.93
Indicative and illustrative only — this is not an offer or a quote. Final amounts are subject to credit assessment and Goldcrest Financial Planning Limited's underwriting standards. FRN 810649.
Eligibility
Who can apply
UK resident, 18+, completed KYC, qualifying pledged item or vehicle title, subject to valuation.
FCA-regulated through Goldcrest Financial Planning Limited (FRN 810649). Subject to credit assessment and underwriting standards.
How to apply
From account to decision in four steps.
Open an account
Register in minutes and choose a loan customer account.
Complete KYC
Verify your identity digitally — passport, licence, or proof of address.
Submit application
Apply for this product with a guided, fully digital form.
Receive decision
Our team reviews your application and returns an indicative decision in days.
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